Member Benefits: Long Term Care Insurance

Exclusive ASMP Member Discount On Long Term Care Insurance For Your Parents, Your In-Laws, Grandparents, Or Yourself

To access this benefit: Use the links below to request information. The insurance company will verify your membership before approving coverage.

Long term care costs are a major threat to your financial stability and to your ability to conduct your photography business. According to the U.S. Department of Health and Human Services, seven out of ten people over age 65 will need long term care at some point in their lives.

Adult day care averages $16,000 per year. The average cost for full-time, non-medical care at home is $40,000 per year nationally. Assisted living facilities average $72,000. A nursing home, $80,000 and up.

Health insurance and Medicare do not pay for long term health care or for personal care. Without Long Term Care insurance, you may very well need to pay the costs yourself. You may even find yourself or your partner dedicating time and energy to trying to provide care, which could keep you away from your photography business.

Long Term Care insurance can pay some or all of those costs. ASMP has negotiated an exclusive discount on long term care insurance from a highly rated carrier. The discount is available to your parents, your in-laws, your grandparents.

• 10% ASMP discount from Mass Mutual Financial Group, exclusively through Joshua Schainbaum.
• Additional discounts up to 52% on a case-by-case basis.
• Discounted rate available to ASMP Members + Spouse/Partner, Parents of either, Grandparents of either, Children of either.
• You do not need to take out a policy yourself in order to extend the discount to your family members.

Request a free, 70-page book, A Shoppers Guide to Long Term Care Insurance, published by the National Association of Insurance Commissioners. The book will be delivered in Adobe Acrobat format.